President
    
Chad Gilezan

Vice President
    
Jennifer Krehbiel    

Secretary-Treasurer
    Michael Jordan

Community Liaison
    Jan Ambery

Newsletter
    Bronwyn Polachowski 

Webmasters
    Chad Gilezan and

    Chad Erwin

 

 
 
Updated Friday, June 5, 2009

AFTER THE HAIL STORM

Residents in our neighborhood are still trying to clean up after the hail storm tore through our neighborhood on Tuesday June 2nd.  Our neighborhood had baseball sized hail that left many of us with holes in our siding, roof damage, and even broken windows.  Now that many of us are getting insurance estimates done we are looking to find someone to repair our homes.  The town of Fishers wants to warn us to be careful in selecting a contractor to repair your home.  There have been out-of-state contractors that have been known to seek out and canvass hail-damages neighborhood like ours offering to repair roofs or make other home repairs without being properly licensed or bonded.  It is also necessary to get the proper permits from the city to conduct some repairs.  Permits are needed to replace roofs and these permits should be filed by your contractor.  However failure to get these permits could result in penalties and fines to the homeowner.  Permits are not required for replacing vinyl siding and replacing broken windows. 

 

To protect against the possibility of dishonest contractors, here are some useful tips:

•  Obtain more than one estimate. Don’t be bullied into signing the first contract that is presented to you.
•  Obtain all information in writing, including cost, work to be completed, repair time and payment schedules, contractor guarantees—and make sure all details are provided.
•  Ask for references and check them. The Better Business Bureaus and Angie’s List can help provide consumer feedback on companies.   
•  Ask for the contractor’s drivers license and write the number down along with a description of the vehicle and license plate number.  Some contractors come into disaster areas from out of state when damage is widespread and may not be licensed or bonded meaning you may be liable for on-premise injuries.
•  Never sign an incomplete or blank contract. There’s never a quick fix to home repairs or new roofs as some unscrupulous contractors may lead you to believe. 

•  Never allow your contractor to serve as your negotiator with your insurance company. Should a consumer allow the roofer or contractor to negotiate on their behalf, damage claims may be over-inflated or in some cases, damage may be nonexistent. Insurers are not obligated to cover false or over-inflated claims, which may end up costing the homeowner.
•  Don’t pay for the repairs or sign a certificate of completion until all work has been completed in accordance with the contract specifications.

•  Be wary of door-to-door contacts, fliers or telemarketing calls soliciting repair work. The homeowner should take the lead role in contacting companies to handle repairs and not be guided by potentially false or fraudulent marketing tactics.

•  Watch for padded repair estimates. This is especially true if the repair estimator asks ahead of time for the amount of your homeowners insurance deductible. Often these are included in the repair estimate as an added incentive to use that particular roofer or home repair contractor.
•  Don’t be tempted to conspire in a fraudulent insurance claim. Insurance fraud is a felony. Disaster repairs often heighten the opportunity for insurance fraud and abuse. Also, be aware that insurance coverage may be void if a policyholder’s intentional misrepresentation is discovered.

 
FALL GARAGE SALE
 

Our neighborhood Fall Garage Sale will be held on Saturday, September 19, 2009.

Each spring and fall, the Homeowners Association hosts our neighborhood garage sale. The association will place Garage Sale signs at entrances and advertise in the Star newspapers and Web sites to draw in crowds. The condominium development next door, Waterford Gardens, will also be participating, helping to attract more people.

Don’t miss this chance to make some money from all of your work from spring cleaning. It’s also a great time to get out and meet your neighbors.

Mailbox Repair

The Fishers Stormwater Utility Board voted to switch their billing from bi-annual to annual billing.  This was done to save cost with mailing and labor.  Residents can now expect to only receive one stormwater bill per year.  During 2008, the semi-annual bills for residents were $29.70.  Under the new yearly schedule, bills will change to $59.40.

 Consideration was given to include this bill with the property taxes; however, it was decided that since this is a utility that it needed to be billed separately.  The board also looked into the possibility of including it as part of the sanitary sewer bill.  However, because our stormwater district is much larger than the sanitary district, this would not be possible.  Hopefully the annual billing of this utility will be more convenient for the residents in Fishers.

Recycling and Hazardous Waste

Hamilton Country provides a place to dispose of household hazardous waste at no charge. Accepted items include used motor oil, leftover paint, empty paint cans, and leftover herbicides and their containers. This can be done at 1717 Pleasant Street, Suite 200 in Noblesville, which is immediately west of the 4-H grounds. Hours are Monday-Wednesday from 8am-4pm; Thursday from 11:30am-7pm; Friday from 7am-3pm; and the 2nd and 4th Saturday of each month from 8am-11am.

This location also takes recyclables such as aluminum, newspaper, and plastic. This is a free service! Curbside recycling is also available from your local trash provider for a monthly fee. Be sure to participate and make sure waste isn’t poured down the drain or dumped on the ground. For more information, call 317-776-4005 or check online at www.co.hamilton.in.us under Services and Programs.

 
 
 

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